Consolidate your debt on to your mortgage

Debt consolidation

Debt consolidation

Consolidate debts into one monthly payment plan

If you have unsecured debt, for example credit cards that you wish to consolidate and just make one payment per month, then a debt consolidation mortgage could be suited for your needs.

Before taking the step to consolidate your debts you should consider any future change in circumstances that may affect your ability to keep up with your mortgage repayments.

Most people use debt consolidation after checking or considering:

  • The new interest rate payable will be less than your existing loan
  • The new mortgage is used to reduce their monthly outgoings and reduce the pressure of high repayments
  • They can keep up to date with the new mortgage repayments until it is fully repaid
  • The amount payable over the term is not more than is currently due

Information about the types of mortgages and services we offer can be found by clicking on the link below:

More Information

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Before considering a debt consolidation mortgage check your existing arrangement to see if there are penalties for early redemption of your mortgage and that your new loan is affordable and within your means.

Confirm that it is the most suitable option for your current circumstances and that you are able to repay the loan over the term.

You can find out more about what alternatives are available by contacting the Money Advice Service by clicking here.

Debt consolidation is not always the most suitable option, consolidating debts must be carefully considered. It will usually mean more interest over a longer repayment term and there may also be early repayment penalties on your current mortgage, you should think carefully before securing other debts against your home. There are other ways to manage debt such as free debt advice charities, you can find out more by contacting the Money Advice Service these services may be more suitable for you.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE  OR ANY OTHER DEBT SECURED ON IT

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*By clicking submit / send I/we expressly consent to be contacted with a view to bringing to my/our attention in the future, products or services that may be of interest to me/us:
Mortgage products not linked to my/our existing arrangement
Any other products and services.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

There will be a fee for mortgage advice. The amount will depend upon your circumstances. A typical fee would be £495.

Integrity Mortgage Solutions Ltd act as a credit broker not a lender for Home and Landlords Insurance.
The Financial Conduct Authority does not regulate most Buy to Let Mortgages.

Integrity Mortgage Solutions Ltd is an appointed representative of PRIMIS Mortgage Network.
PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority.

Registered Address: Registered in England & Wales/ Registered Company Address: 35 Linden Lane Kirby Muxloe Leicester LE9 2EG England

Company Number: 08445302

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